Delayed Retirement Chart

Find out how to increase your Social Security monthly check by qualifying for “Delayed Retirement Credits”.  This guide explains the “Voluntary Suspension of Benefits” to earn delayed retirement credits to increase your check by up to 8% a year.  It also explains the option of taking a survivor or spouse’s benefit in lieu of your own retirement to earn delayed retirement credits to increase your check by up to 8% a year.

For more information on this subject, see our six page guide on “Delayed Retirement Credits” – click here

Year of birth     Percentage of Credit per Year

1917-24               3.0%

1925-26               3.5%

1927-28               4.0%

1929-30               4.5%

1931-32               5.0%

1933-34               5.5%

1935-36               6.0%

1937-38               6.5%

1939-40               7.0%

1941-42               7.5%

1943 and later       8.0%